Simple. Our customers are our number one priority! We maintain the highest standard of excellence in all we do and to establish a firm relationship of mutual trust and service with each one of our clients. We strive to deliver and achieve the best results in customer service, customer satisfaction, product cost, and also maintain long term client relations. Our commitment to service is reflected by the fact that ourbusiness consists of referrals from our past clients, the highest endorsement possible.

We provide an extremely important service in the field of finance, including loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, are protected in all areas of the loan.

We then present the loan to the lender for funding. For providing this valuable service, the lender gives us a wholesale cost. This makes it possible for you, the borrower, to obtain the most competitive rate available.

As your mortgage broker we represent you, not the lender!

Lenders from all over the country send us daily rate quotes on their particular loan programs. However, many loan programs may not fit the particular needs of the borrower.

By working closely with you we are able to seek out the lending program that truly fits your need. And as a mortgage broker, we have demonstrated our firm commitment to remaining an informed professional in the rapidly changing word of real estate finance.

This unique dedication, which always includes a very strict adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by most trustworthy in the industry.

We provide loans to people not to numbers!

Since real estate tends to represent the single largest investment most of us ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has its own rules and programs.

Most lenders only have two or three programs to offer, so their job is to sell you what they have rather than find the program that fulfills your needs. On the other hand, we can tailor the package to fit your need based on many factors, such as your current income, your expectation of future earnings, and how long you plan to own the property. Since we broker through many different lenders, we have access to every sort of program.

We will explain all your options and assist you in making a fully informed choice. Since our fee is based on the loan amount, not on the loan program, we are not motivated to try to sell you a loan that you don't want.

We have access to multiple national and local banks, Savings & Loans and institutional investors. When you apply for a loan with MBI, you are effectively applying for a loan with all the lenders MBI is approved with. Combined with our ability to get wholesale rates, we can be very competitive yet provide the "one-on-one" customer service you would expect. And as members of the Better Business Bureau and the Mortgage Bankers Association we are dedicated to a very strict adherence to the code of ethics and standards of professional practice.

Contact us for more information

Please feel free to contact us by e-mail, telephone 804-553-8100 or fax 804-553-8318. We will gladly help you with your loan needs, whether you are refinancing an existing home or purchasing a new home. We look forward to being of service to you.